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Locations We Serve

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The Way Agency serves Kentucky, Indiana, and Tennessee with insurance built for real life. We help business owners protect what they are building and help families protect what matters most, with clear guidance, strong coverage options, and same-day response when you reach out.

If you want to start fast, you can request a quote online. If you want a second opinion, you can request a coverage review and we will help you understand what you have and what to improve.

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Kentucky locations we serve

We serve clients across Kentucky, including:

• Owensboro, KY
• Henderson, KY
• Louisville, KY
• Lexington, KY
• Frankfort, KY
• Bowling Green, KY
• Elizabethtown, KY
• Mt. Washington, KY

Indiana locations we serve

We serve clients across Indiana, including:

• Indianapolis, IN
• Evansville, IN
• Fort Wayne, IN
• Carmel, IN
• Fishers, IN

Tennessee locations we serve

We serve clients across Kentucky, including:

• Nashville, TN
• Memphis, TN
• Knoxville, TN
• Chattanooga, TN
• Clarksville, TN

Insurance options available in our service areas

We focus on the coverage people actually use and rely on, and we keep our recommendations practical and easy to understand.

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Commercial Insurance

We help business owners build coverage that supports growth, contracts, vehicles, and real exposure.

• General liability
• Commercial property
• Commercial auto
• Professional liability options
• Workers compensation guidance
• Certificates and coverage reviews

Personal Insurance

We help families protect their home, vehicles, and liability with coverage that holds up when it matters.

• Auto
• Home
• Renters and condo
• Umbrella liability
• Specialty protection as needed

Life and Health

We help clients plan for the unexpected and protect income, family stability, and long-term goals.

• Term life insurance and permanent life insurance
• Income protection planning and family coverage strategies
• Supplemental health options such as accident, critical illness, and hospital indemnity
• Dental and vision options when available
• Guidance on aligning coverage with major life events

Employee benefits

We help employers evaluate benefit options with a clear strategy and strong support.

1. Employee benefits strategy and plan design guidance
2. Group health and ancillary benefits options
3. Support for renewals, plan reviews, and cost-control approaches
4. Enrollment support and employee communication help
5. Ongoing service for changes, questions, and growth events

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Industries we serve

We work with a wide range of clients, and we have especially strong traction with:

• Construction contractors and trade businesses
• HVAC, electrical, plumbing, and roofing contractors
• General contractors and subcontractors
• Excavation, grading, and site-work contractors
• Professional services firms
• Restaurants and food service businesses
• Manufacturing and industrial businesses

Common coverage needs we help review include general liability, commercial auto, workers compensation guidance, property coverage, and umbrella liability, based on your operations, vehicles, contracts, and real-world exposure.

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If you are in one of these industries, we can help you structure coverage in a way that matches real risk and day-to-day operations.

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How it works

1. You request a quote or tell us what you want to review
2. We learn your risk profile and shop options across carriers
3. We present clear recommendations and help you choose confidently

Same-day response

We respect your time. When you reach out during business hours, our goal is to respond the same day.

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Frequently asked questions

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Do you only serve the cities listed on this page?

These are key areas we focus on for Kentucky, Indiana, and Tennessee. If you are nearby, reach out and we will confirm availability.

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Can I start online and still talk with a real person?

Yes. You can start with our online quote flow and still work with our team for guidance and final decisions.

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Do you offer both commercial and personal insurance?

Yes. We serve business owners and families, and we can help coordinate coverage across both.

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Can you review my existing coverage even if I am not ready to switch?

Yes. A coverage review is a great way to identify gaps, duplication, and smarter structures.

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Are you licensed in Kentucky, Indiana, and Tennessee?

Yes. We are licensed in KY, IN, and TN.

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