Coverage Options
Personal insurance products
Each product page explains what the coverage is, who needs it, what it costs, and what it doesn't cover, in plain language.
Home Insurance
Covers your home's structure, personal belongings, and liability if someone is injured on your property. Required by most mortgage lenders.
Learn moreAuto Insurance
Covers liability for injuries and property damage you cause, plus optional collision, comprehensive, and uninsured motorist protection. Most states require minimum liability limits — we recommend much higher coverage.
Learn moreRenters Insurance
Protects your personal belongings, provides liability coverage, and covers additional living expenses if your rental becomes unlivable. Typically $15–$30/month.
Learn moreUmbrella Insurance
Adds an extra layer of liability protection above your home and auto policy limits. Covers lawsuits, legal fees, and judgments that exceed your underlying policy limits.
Learn moreFlood Insurance
Standard homeowners insurance does not cover flood damage. Separate flood policies are available through the National Flood Insurance Program (NFIP) or private carriers.
Learn moreMotorcycle Insurance
Covers liability, collision, and comprehensive protection for your motorcycle. Most states require the same minimum liability limits as auto insurance.
Learn moreBoat Insurance
Covers your watercraft, equipment, liability for injuries or property damage, and towing/salvage. Most states do not require boat insurance by law, but marinas and lenders typically do.
Learn moreClassic Car Insurance
Insures collector, antique, and classic vehicles at an agreed value rather than depreciated actual cash value. Typically requires limited-use mileage restrictions and enclosed storage.
Learn moreEarthquake Insurance
Standard homeowners insurance excludes earthquake damage. If you live near an active fault zone, separate earthquake policies or endorsements are available to protect your home and belongings.
Learn morePet Insurance
Reimburses veterinary costs for accidents, illnesses, and sometimes routine care. Helps avoid choosing between your pet's health and a surprise $3,000+ vet bill.
Learn more