Coverage Options
Commercial insurance products
Each product page explains who needs the coverage, what it protects against, what it costs, and what it does not cover.
General Liability
Covers your business if a customer, vendor, or visitor is injured at your location, or if your work damages someone else's property. Most commercial leases and contracts require it.
Learn moreCommercial Property
Protects your business's physical assets: the building you own or lease, equipment, inventory, furniture, and business income lost during a covered event..
Learn moreCommercial Auto
Covers vehicles owned or used by your business, including company cars, trucks, vans, and fleets. Personal auto policies typically exclude vehicles used for business purposes.
Learn moreWorkers Compensation
Covers medical expenses, rehabilitation, and lost wages for employees injured on the job. Most states require workers comp for employers with one or more employees.
Learn moreCyber Insurance
Covers costs from data breaches, ransomware attacks, and cyber extortion: forensic investigation, customer notification, credit monitoring, legal defense, regulatory fines, and business income lost during an attack..
Learn moreSurety Bonds
A three-party guarantee: the bonding company guarantees to a project owner (obligee) that your business (principal) will fulfill contractual obligations. If you don't, the bond pays the claim.
Learn moreBuilders Risk
Covers a building under construction, renovation, or addition - including the structure, materials, and equipment on site - against fire, wind, theft, and other covered perils during the construction period..
Learn moreSpecial Event Insurance
Provides liability coverage and optional cancellation protection for one-time events: weddings, festivals, corporate events, fundraisers, and community gatherings. Most venues require proof of event insurance.
Learn moreProfessional Liability
Also called Errors & Omissions (E&O) insurance. Covers claims that your professional advice, services, or work product caused a client financial harm due to mistakes, negligence, or failure to deliver.
Learn more